You know, this is a game, not real life. If you want players to spend money and keep playing, you can't be single minded. If I was living on a sub, and decided to crash into land, then I could understand "it's your stupidity, live with the loss". But what about those with real lives. A wife, kids, a job, and many other real life stuff that still goes on while a person is playing.
So, you're telling me that if you're playing, and let's say your monitor goes out, and even tho you realized the dog only knocked the plug out, by the time you got back it was too late, you got spotted and sunk.
Or, while you were playing your boss called and needed your full attention. You keep the game on in the background thinking it would be a quick conversation being that it's Sunday, but before you know it, that little bit of attention that he took you away from the game, ruined the carefully laid out plan you originally laid out, and you got sunk.
How about the batteries died on your mouse just as you needed to dive to attack. Instead you didn't dive, were spotted, and yup, you can guess the rest.
I can think of hundreds of other scenarios. Will they all be by stupidity? Some, yes. Some no. I can just see all the emails now with the excuses, complaints, and stories about why people want their stuff back. Who decides if Joe has a good enough reason because his kid pushed the mouse button to fire his torpedo when he turned his back for a second. Who's excuses or stories will work and who's won't? Real life does happen, even for those real hard core gamers. Something will happen, then you'll be the one complaining and asking for your stuff back.
You need to take all possible factors into account, before you say "if you lose your boat by stupidity, you must live with the loss". Maybe real life is stupid to you, but I'm sure the majority of people would disagree.
Jersey
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